EFTPOS Impacts on Branch Banking: an extra organisational analysis

  • Gregory Shailer
  • Kenneth Stevens
  • Hargo Utomo
Keywords: EFTPOS, perceptions, impact


Perceptions and experiences of bank branch managers and merchant who have installed EFTPOS are surveyed to investigate the impact of EFTPOS on branch banking activities using internal and extra-organisational perspectives. Impacts are identified by reference to banking activities and interpreted as efficiency, effectiveness and competitiveness impacts. It appears that bank managers may have difficulty in isolating the impacts of EFTPOS on banking activities from concurrent changes in banking practices and might overestimate some beneficial impacts. Results indicate a much richer view can be obtained using an organisational perspective of a system's impacts.
How to Cite
Shailer, G., Stevens, K., & Utomo, H. (1). EFTPOS Impacts on Branch Banking: an extra organisational analysis. Australasian Journal of Information Systems, 7(2). https://doi.org/10.3127/ajis.v7i2.278